Central Bank Rate: 9.75%
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Loan Apps Uganda

26 Verified Lenders • From 18.0% APR

Central Bank Rate 9.75%
Inflation Rate 4.00%
GDP/Capita UGX 3,874,000
Average Monthly Salary UGX 2,900,000
Income Tax Rate 30.0%
Average Property Price UGX 200,000K
Unemployment Rate 3.0%

Loan Types Available

Personal Loans

Interest Rate 18.00% - 24.00%
Loan Amount UGX 500,000 - 100,000K
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Business Loans

Interest Rate 20.00% - 25.00%
Loan Amount UGX 5,000,000 - 500,000K
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Student Loans

Interest Rate 8.00% - 8.00%
Loan Amount UGX 500,000 - 5,000K
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Mortgage Loans

Interest Rate 12.00% - 18.00%
Loan Amount UGX 10,000,000 - 500,000K
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Auto Loans

Interest Rate 15.00% - 22.00%
Loan Amount UGX 1,000,000 - 100,000K
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General Requirements

Age Requirements

18 - 65 years

Residency

Required

Credit Score System

Credit Reference Bureau

Minimum Down Payment

20.0%

Top Lenders

TakeNow

4.7
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ManguCash

4.7
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Freecash

4.6
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FairMoney

4.6
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SweetLoan

4.5
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Fido

4.5
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Loan Calculator

Monthly Payment UGX 890
Total Cost UGX 10,680
Verified Expert
James Mitchell

James Mitchell

International Finance Expert & Credit Analyst

Over 8 years of experience analyzing loan markets and banking systems across 193 countries. Helping consumers make informed financial decisions through independent research and expert guidance.

Verified 3 days ago
193 Countries
12,000+ Reviews